Free tools

Financial calculators

Free, instant calculators — no signup. Run the numbers here, then track the real thing in the NOVOX app.

Zakat calculator

Calculate the 2.5% Zakat due on your net zakatable wealth above nisab.

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Loan calculator

Find your monthly payment, total interest, and the full cost of a loan.

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Debt payoff calculator

See how long until you're debt-free and how much interest you'll pay.

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Financial health score

Score your finances 0–100 across savings, debt, emergency fund, and cash flow.

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Net worth projection

Project your future net worth and see how much is compound growth.

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UAE gratuity calculator

Estimate your end-of-service gratuity under UAE Labour Law — 21 or 30 days' basic pay per year of service.

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KSA end-of-service calculator

Estimate your Saudi end-of-service award — half a month's wage per year for 5 years, a full month after, with Article 85 resignation rules.

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UAE salary calculator

Gross to take-home for Dubai and the UAE — GPSSA pension for nationals, gratuity accrual and employer costs for expats.

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Saudi salary calculator

Gross to take-home in KSA — GOSI for Saudis, 0% employee deduction for expats, plus employer costs and end-of-service accrual.

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Net worth by age

See how your net worth compares — official US medians, a UK reference, and transparent salary-multiple targets for the GCC and Singapore.

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AED → INR transfer guide

Live mid-market dirham–rupee reference rate, real transfer costs, and how to send more home to India from the UAE.

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SAR → PHP transfer guide

Live mid-market riyal–peso reference rate, real transfer costs, and how OFWs in Saudi Arabia can send more pesos home.

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AED → PKR transfer guide

Live mid-market dirham–rupee reference rate, real transfer costs, and how to send more home to Pakistan from the UAE.

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Your Wealth.

Unified. Simplified. Amplified.

Download the NOVOX finance app to track your net worth, manage your portfolio, and stay on top of investments from one secure workspace on iOS and Android.

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