What is a Financial Health Score?
It's a 0–100 score that summarizes your financial wellbeing from factors like savings rate, debt-to-income, emergency-fund coverage and net cashflow — with targets and tips to improve each one.
Plan
Set savings goals with target dates and the monthly math built in, track your Financial Health Score, and run the numbers with NOVOX's built-in calculators.
Goals with a runway
House down payment, emergency fund, retirement — set a target and date and NOVOX shows the monthly contribution to get there.
Financial Health Score
A single score from your savings rate, debt-to-income, emergency fund and net cashflow, with clear actions to improve it.
Built-in calculators
Loan, debt payoff, Zakat and scenario planning — model decisions before you make them, right inside the app.
Adjust as life changes
Update a goal or assumption and watch the plan recalculate instantly, so it always reflects where you are.
Financial planning without the spreadsheet
NOVOX combines goals, a health score and calculators so you can plan with confidence instead of guesswork.
How do savings goals work?
You set a target amount and date; NOVOX calculates the monthly contribution needed and tracks your progress against it as your balances change.
Does NOVOX have a Zakat calculator?
Yes. NOVOX includes a Zakat calculator alongside loan, debt-payoff and scenario tools, so you can handle planning and obligations in one place.
Your Wealth.
Unified. Simplified. Amplified.
Download the NOVOX finance app to track your net worth, manage your portfolio, and stay on top of investments from one secure workspace on iOS and Android.
Rated 4.5 in app stores